Study on the payment attitudes of consumers in the euro area (SPACE)
The study on the payment attitudes of consumers in the euro area (SPACE) looks at the payment habits of consumers in euro area countries. It examines how they use various payment methods and their preferences. It also looks at how consumers perceive the accessibility and ease of use of these methods. This research provides the ECB and the national central banks with valuable insights into payment behaviours and is crucial for tracking changes in these behaviours over time, supporting the Eurosystem’s cash and retail payments strategies.
The first SPACE study was conducted in 2019 and follow-up studies are carried out on a regular basis to continue our research on payment trends. The next SPACE study is scheduled to be published in 2026.
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Full release
How do people in the euro area make payments? Find out more about consumers’ payment behaviour and which payment methods they prefer.
Full reportFor the media
This report presents the main results of the latest study on the payment attitudes of consumers in the euro area (SPACE 2024). It looks at the payment behaviour and preferences of consumers, as well as access to and acceptance of cash and electronic payment methods.
Press release