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Facts and figures

Currency euro
Launch 2018
Settlement model Real time, central bank money
Scheme SEPA Instant Credit Transfer (SCT Inst)
Opening hours 24/7/365
Transaction limit No upper limit
% of payments processed in TIPS in less than 5 seconds 99%
Price €0.002 per transaction
Regulator European Central Bank

TIPS participants

  • Abanca Corporación Bancaria S.A.
  • ABN AMRO Bank N.V.
  • Austrian Anadi Bank AG
  • Banco BIC Português S.A.
  • Banco Bilbao Vizcaya Argentaria S.A.
  • Banco Bilbao Vizcaya Argentaria (Portugal) S.A.
  • Banco BPI S.A.
  • Banco Comercial Português
  • Banco Cooperativo Espanol S.A.
  • Banco de Crédito Social Cooperativo S.A.
  • Banca March S.A.
  • Banco Mediolanum S.A.
  • Banco Privado Atlantico-Europa S.A.
  • Banco de Sabadell S.A.
  • Banco Santander S.A.
  • Banco Santander Totta S.A.
  • Bank für Tirol und Vorarlberg AG
  • Bank of Latvia
  • Banka Intesa Sanpaolo d.d.
  • Banka Sparkasse d.d.
  • Bankhaus Carl Spaengler & Co. AG
  • Bankhaus Schelhammer and Schattera AG
  • Bankia S.A.
  • Bankinter S.A.
  • Bankinter S.A. - Sucursal em Portugal
  • Banque du Batiment et des Travaux Publics S.A. (BTP Bank)
  • Banque Internationale à Luxembourg S.A.
  • Berlin Hyp AG
  • BFF Bank SPA
  • BKS Bank AG
  • BPCE (including Natixis)
  • BRED Banque Populaire
  • Bunq B.V.
  • CaixaBank S.A.
  • Caixa Central de Crédito Agrícola Mútuo
  • Caixa de Crédito de Leiria
  • Caixa Económica da Misericórdia de Angra do Heroísmo
  • Caixa Geral de Depósitos
  • Crédit Coopératif
  • DEPObank
  • Deutsche Bank AG
  • Deutsche Bundesbank
  • Dezelna Banka Slovenije d.d.
  • Gorenjska banka d.d., Kranj
  • ING Bank N.V.
  • Laboral Kutxa (Caja Laboral Popular Coop. de Crédito)
  • Liberbank S.A.
  • Hypo-Bank Burgenland AG
  • Hypo Noe Landesbank
  • Hypo Tirol Bank A.G.
  • ICCREA Banca SpA
  • Ibercaja Banco S.A.
  • Kutxabank S.A.
  • Montepio Geral - Caixa Económica
  • National Bank AG
  • Nova Ljubljanska Banka d.d.
  • Novo Banco, S.A. (Formerly Banco Espírito Santo S.A.)
  • Oberbank AG
  • Rabobank Nederland
  • Raiffeisen International AG
  • Raiffeisen Landesbank Südtirol AG
  • Raiffeisenlandesbank Oberoesterreich Aktiengesellschaft
  • Sberbank banka d.d.
  • TeamBank AG
  • UniCredit Bank Austria AG
  • Unicredit Bank AG (Hypovereinsbank)
  • UniCredit S.P.A.
  • Volksbank Wien AG
  • Vorarlberger Landes- und Hypothekenbank AG
  • Volkskreditbank AG

TIPS reachable parties

List of TIPS participants and reachable parties (Last update: 01 July 2021)

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